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Hourly to Annual Income Calculator

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Gross and after-tax, all 50 states Overtime, unpaid holidays & leave counted Updated July 2026
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Add what applies to you:

Where the year’s pay goes

Your pay, every way

Every rate, at a glance

Yearly pay at every hourly rate from $10 to $60 with your hours — before tax (thin) and after tax in your state (solid). The dot is you. Hover to explore.

Worth knowing

How we calculate

What is included

Gross pay: rate × hours × paid weeks, plus overtime at your multiplier. The after-tax number uses this site’s full 2026 tax engine — the same one behind our Income Tax Calculator: federal brackets, Social Security and Medicare, your state’s income tax, the standard deduction, and the 2025–2028 overtime deduction (the extra “half” of time-and-a-half is federal-income-tax free, up to $12,500).

What is estimated or left out

An estimate for planning. It assumes W-2 employment, the standard deduction and no other income or credits — children, retirement savings and other breaks would lower the tax further (add them on the full tax page). Local city taxes, health premiums and 401(k) deductions from the paycheck are not included here.

The formula, in plain words
paid weeks = 52 − weeks off gross year = rate × hours × paid weeks + rate × multiplier × OT hours × paid weeks after tax = gross − federal − state − Social Security & Medicare (2026 rules; overtime’s extra half is deducted automatically)

Common questions

Why do people say “$22 an hour is about $45,000”?
The shortcut: full time is about 2,080 hours a year (40 × 52), so doubling the rate gives thousands: $22 → ~$44–46k. This page does the exact version — with your real hours, your unpaid weeks and your state’s taxes.
Is overtime taxed at a higher rate?
No — that is a myth. Overtime is ordinary income; a big check may have more withheld temporarily, but your real tax rate does not jump. Better: for 2025–2028 the extra “half” of time-and-a-half is deductible from federal income tax — overtime is taxed less now, and we count that here.
Salary offer vs my hourly job — how do I compare?
Compare after-tax to after-tax (this page gives you the hourly side), then remember what salary usually buys: paid vacation, sick days and steadier hours. A salary equal to your gross hourly year but with 3 weeks paid vacation is a real raise.

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