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Business

14 calculators

The business itself: what it pays you per hour of your presence, what a key hire truly costs, what a price rise risks, and what selling, holding or stepping back does to the ten-year number.

The Cost of a Key HireAdd salary, payroll costs, benefits, recruiting, equipment, ramp time, and expected contribution. 2 min Sell, Hold or Step BackCompare an exit, continued ownership, and hiring a manager using cash flow, valuation, risk, and time. 3 min Price Rise or Client LossFind how much customer loss a price increase can absorb before revenue or contribution profit declines. 2 min Contractor versus Payroll Cost CalculatorCompare the hiring company’s loaded payroll cost with contractor rates, utilization, and overhead. 2 min True Shipping CostDimensional weight, zones, and the fuel/residential/oversize surcharges that inflate labels. 2 min Employer Cost CalculatorCalculate the fully loaded annual cost of an employee after salary, bonus, employer payroll tax, benefits, workers compensation, overhead, and recruiting. 2 min Business Structure SelectorCompare common U.S. business-structure starting points using owners, liability, investors, payroll, and administrative tolerance. 2 min Employee Affordability CalculatorEstimate a hire's loaded annual cost, monthly burn, revenue required at your gross margin, and runway impact. 2 min Product Profitability CalculatorCalculate contribution margin, return allowance, marketplace and payment fees, monthly profit, and break-even unit volume. 2 min Import Landed-Cost CalculatorEstimate U.S. landed cost after merchandise value, freight, insurance, duty, merchandise processing fee, harbor fee, brokerage, and units. 2 min Packaging Obligations by JurisdictionTriage packaging registration, producer-responsibility, labeling, recycled-content, reporting, and fee questions by market and producer role. 2 min EPR Compliance CheckerAssess extended-producer-responsibility readiness across product category, covered states, producer role, registration, reporting, and take-back systems. 2 min Marketplace Seller Obligation CheckerCheck INFORM Consumers Act high-volume seller thresholds and identify tax, identity, shipping, return, advertising, and product-safety workstreams. 2 min Privacy Law Applicability CheckerScreen California CCPA thresholds and identify additional privacy regimes triggered by children, health, financial, employee, or multi-state data. 2 min Contract Risk ScannerScore common commercial-contract risks including renewal, termination, liability, indemnity, IP ownership, payment, governing law, and data obligations. 2 min
Sole Trader versus Company CalculatorCompare editable owner taxes, company tax, administration, retained cash, and liability exposure.
4 min→
Country-of-Incorporation ComparatorCompare two incorporation locations using setup cost, annual compliance, tax, substance, and banking assumptions.
4 min→
Business Registration Cost CalculatorEstimate formation, publication, registered-agent, licence, professional, annual-report, and recurring state costs.
4 min→
Business Licence CheckerBuild a federal, state, professional, and local permit checklist from activity, location, premises, and employees.
4 min→
Beneficial Ownership Reporting CheckerScreen current U.S. federal BOI reporting status for domestic and foreign-created entities.
4 min→
Founder Ownership CalculatorModel founder ownership after a priced investment and an option-pool increase.
4 min→
Share Dilution CalculatorShow how a financing round, option-pool top-up, and secondary sale change an owner’s percentage.
4 min→
Co-Founder Equity Split CalculatorCreate a contribution-weighted equity scenario from time, cash, intellectual property, role, and commitment scores.
4 min→
Founder Vesting CalculatorCalculate vested and unvested founder equity under a cliff, monthly vesting, and acceleration assumption.
4 min→
Shareholder Agreement ChecklistIdentify governance, transfer, deadlock, leaver, funding, intellectual-property, and dispute clauses to discuss.
4 min→
Director Liability CheckerScreen personal-risk signals involving insolvency, trust taxes, guarantees, distributions, safety, and recordkeeping.
4 min→
Business Name Legal CheckerTrack company-register, trademark, domain, social-handle, regulated-word, and confusion checks before launch.
4 min→
Trademark Registration Cost CalculatorEstimate filing, class, search, attorney, international, response, and renewal spending.
4 min→
Business Closure Cost CalculatorEstimate employee, lease, debt, tax, professional, filing, and liquidation cash needed to close.
4 min→
Company Dormancy CheckerScreen whether activity is consistent with dormancy and list filings, taxes, licences, and agent costs that may continue.
4 min→
Business Sale Tax CalculatorCompare editable asset-sale and share-sale tax assumptions after basis, expenses, ordinary-income assets, and state tax.
4 min→
Business Valuation CalculatorCompare earnings-multiple, revenue-multiple, adjusted-net-assets, and discounted-cash-flow indications.
4 min→
Partner Buyout CalculatorEstimate equity value, a partner’s adjusted buyout price, down payment, financed balance, and payment schedule.
4 min→
Business Succession PlannerScore transition readiness and estimate the funding gap for a family, employee, or third-party succession.
4 min→
Break-Even CalculatorCalculate contribution per unit, break-even units, revenue, and the sales needed for a target profit.
4 min→
Cash Runway CalculatorEstimate months of runway using cash, collectible receivables, revenue, operating costs, debt, tax reserves, and growth.
4 min→
Cash-Flow Forecast BuilderBuild a concise monthly cash forecast from starting cash, collections, operating costs, payroll, tax, debt, and growth.
4 min→
Working Capital CalculatorCalculate net working capital, current ratio, quick ratio, and the mix of current assets and liabilities.
4 min→
Cash Conversion Cycle CalculatorCombine inventory, receivable, and payable days to estimate the operating cash cycle and cash tied up.
4 min→
Service Profitability CalculatorMeasure service contribution after delivery labour, payroll burden, overhead, software, and non-billable time.
4 min→
Customer Profitability CalculatorEstimate customer contribution after product cost, support, refunds, discounts, acquisition, and payment fees.
4 min→
Pricing CalculatorSolve for a required selling price after unit cost, labour, overhead, returns, payment fees, tax leakage, and target margin.
4 min→
Hourly Rate Calculator for FreelancersFind a sustainable hourly rate from target take-home income, taxes, business costs, time off, and billable utilisation.
4 min→
Subscription Business CalculatorCalculate monthly recurring revenue, churn, customer lifetime value, acquisition payback, and net customer growth.
4 min→
Marketplace Fee CalculatorEstimate profit after marketplace, fulfilment, storage, advertising, payment, and return costs.
4 min→
Payment Processor Fee CalculatorCompare two processors using percentage, fixed, monthly, international, and chargeback fees.
4 min→
Import Profit CalculatorEstimate landed unit cost and profit after exchange rate, freight, insurance, duty, import tax, brokerage, and returns.
4 min→
Export Price CalculatorBuild an export quote from product cost, freight, insurance, customs, destination tax, distributor margin, and currency buffer.
4 min→
Inventory Reorder CalculatorCalculate reorder point, stock position, suggested order quantity, safety stock, and stockout timing.
4 min→
Inventory Holding-Cost CalculatorAdd capital, storage, insurance, shrinkage, obsolescence, and administration into annual carrying cost.
4 min→
Office versus Remote Cost CalculatorCompare office and remote-team costs across rent, equipment, stipends, travel, and editable productivity impact.
4 min→
Outsource versus Hire CalculatorCompare contractor spend with loaded employee cost after utilisation, recruiting, tools, and management time.
4 min→
Equipment Purchase versus Lease CalculatorCompare purchase financing, maintenance, residual value, lease payments, and editable tax benefits.
4 min→
Late Invoice Cost CalculatorEstimate financing, administration, lost-discount, collection, and opportunity costs caused by a late customer payment.
4 min→
Commercial Invoice Interest CalculatorCalculate simple statutory or contractual interest and fixed recovery charges after an editable grace period.
4 min→
Business Tax Reserve CalculatorEstimate cash to reserve for income, payroll, and collected sales or value-added taxes after prior deposits.
4 min→
Owner Salary versus Dividend CalculatorCompare editable payroll, company-tax, dividend-tax, benefit, and administration assumptions for owner extraction.
4 min→
Franchise Cost CalculatorEstimate startup capital, monthly royalties, marketing fees, operating contribution, and break-even time.
4 min→
Opening a Second Location CalculatorEstimate capital required, location break-even sales, ramp losses, cannibalisation, and cash cushion.
4 min→
Business Emergency Fund CalculatorSize a reserve from payroll, occupancy, debt, essential suppliers, taxes, owner needs, and revenue continuity.
4 min→
Client Concentration Risk CalculatorMeasure dependence on the largest customers and the cash impact if the top client disappears.
4 min→
Currency Risk CalculatorStress-test profit when foreign revenue and costs move against the base exchange rate, including editable hedging.
4 min→

Every calculator here works with after-tax money, shows its assumptions, and prints the formula at the bottom of the page. Formulas and assumptions are shown on each calculator page.

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