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News your wallet will like

Drawing of a bank building with a percent sign above it All statesInterest ratesAll incomes

The Fed Decides on Interest Rates This Week

The Federal Reserve is meeting on July 28–29. Most experts think rates will stay at 3.50%–3.75%. That decision touches your credit card, car loan and savings account.

July 29, 2026 · 4 min read
Drawing of a shopping cart with a rising price arrow All statesPricesLower & middle income

Prices Are Up 3.5% in One Year. Here Is What Got More Expensive

The June report shows gas up 26.7% and plane tickets up 26.5% from last year. Food and rent rose more slowly. See where your money goes.

July 15, 2026 · 4 min read
Drawing of a tip jar and a pay slip with a green check mark All statesTaxesUnder $150,000

New Tax Break: Tips and Overtime Pay Can Be Tax-Free Now

Workers can now subtract up to $25,000 in tips and up to $12,500 in overtime pay from their taxable income. Here is how it works and who can use it.

July 21, 2026 · 5 min read
Drawing of a clock and a rising stack of coins Alaska · Oregon · D.C.PaychecksLower income

Minimum Wage Went Up on July 1 in These States and Cities

Alaska, Oregon and Washington, D.C. raised their minimum wage this month, along with big cities like Los Angeles and Chicago. Over 361,000 workers get more pay.

July 2, 2026 · 4 min read
Drawing of a house with a percent sign and a price tag All statesMortgage & homesMiddle income

Home Prices Hit a Record While Mortgage Rates Sit Near 6.6%

The typical US home now sells for $440,600 — the highest ever. Mortgage rates average 6.58%. We show what that means for a monthly payment.

July 24, 2026 · 4 min read
Drawing of a credit card with a warning arrow going up All statesCredit cardsLower & middle income

Credit Card Debt Hits $1.25 Trillion. Here Is How to Fight Back

Americans owe more on credit cards than ever, and the average interest rate is about 21%. Small changes in how you pay can save you thousands of dollars.

July 23, 2026 · 5 min read
Drawing of a Social Security check with an upward arrow All statesSocial SecurityRetired & fixed income

Social Security Checks Could Grow About 3.8% Next Year

A new forecast says the 2027 cost-of-living raise could be 3.8% — about $79 more per month for the average retiree. The official number comes in October.

July 26, 2026 · 4 min read
Drawing of a graduation cap and a calendar with a deadline All statesStudent loansMiddle income

On the SAVE Student Loan Plan? You Must Pick a New Plan Soon

About 7.5 million people are being moved off the SAVE plan. Notices started going out July 1, and you get about 90 days to choose. Here are your options.

July 27, 2026 · 5 min read
Drawing of a gas pump with a high price display CaliforniaGas pricesAll incomes

California Gas Hits $5.57 a Gallon — $1.48 Above the US Average

Gas in California costs about $1.07 more than a year ago. Oil prices and refinery closures are pushing prices up. Here is what is happening and what you can do.

July 25, 2026 · 4 min read
Drawing of a house with a star and a shrinking tax bill TexasProperty taxHomeowners

Texas Homeowners Get Bigger Tax Breaks — and More May Come

Texas voters approved larger homestead exemptions, so school taxes now skip the first $140,000 of your home’s value. Leaders are already promising more cuts.

July 22, 2026 · 4 min read