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Rent versus Buy Calculator

Compare estimated net worth after renting or buying over your intended stay.

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Editable assumptionsU.S. planning toolReviewed August 2026

Your situation

Change any input. The result updates in your browser and is not sent to Incolator.

Your result

What this tool can tell you

A simplified planning model. Taxes, transaction timing, deductions, opportunity costs, and local market conditions can change the result.

Important: This is a general educational planning tool. It does not create legal rights, make an official determination, or replace a current quote, signed agreement, government instruction, or advice from a qualified professional who knows your facts and jurisdiction.

Primary reference: CFPB home-loan comparison guidance. Rules, thresholds, rates, and forms can change; verify them before acting.