The yearly gain from delegating, at every value of your hour. Below zero — do it yourself; above — delegate. The dot is you; the crossing is your break-even rate. Hover to explore.
Doing it yourself costs your hours (priced at your rate, scaled by how much you dislike the work) plus the supplies you buy for it. Delegating costs the quote. The verdict compares the two over a year; if you turn on “you’d use the time to earn”, freed hours are priced at that earning rate instead of the feeling-scaled one.
Quality is assumed equal — a bad pro costs more than they save, a great one does it better than you. Finding and managing the pro takes a little time at the start (an hour or two, then minutes). And the feeling dial is honest but crude: some chores are secretly meditation, some are secretly fights with the vacuum. Adjust it until the verdict feels true.
your cost of doing it = hours × your rate × feeling (0.5–1.5) + supplies
gain from delegating = your cost of doing it − the quote
break-even rate = the hourly value where the gain is exactly zero