Calculate · Time desk · 60 seconds
Most people know their salary and have never once computed the number that actually governs their decisions: what one hour of their life clears, after tax, at the hours they truly keep. This instrument prints it — per hour, per day, per minute — and shows how much of your waking year the work consumes.
What actually lands after tax — salary, bonus, distributions, all of it.
The contractual or nominal week. This gives the flattering number.
Include the commute, the always-on evenings, the Sunday inbox. This gives the true one.
52 minus leave and holidays. The house default is 46.
Nothing you type leaves this page. The instrument runs entirely in your browser; there is no account and no record.
Trimmed.
$104/h
effective net value of one hour · the number every other instrument uses
| Paper hourly — the number in your head | — |
| Effective hourly — the number that's true | — |
| The honesty discount | — |
| One working day of yours | — |
| One minute of yours | — |
| The week you count | Hours / wk | Your hour is worth |
|---|---|---|
| — | — | — |
| — | — | — |
| — | — | — |
Gross thinking. Quotes, fees and prices are paid in net money; value your hour in gross and every trade you make is flattered by your tax rate.
This is an average, not a marginal wage — you can't necessarily sell one more hour at this price. But every quote, meeting and errand buys hours at it.
Seasonality hides load. If quarter-ends run 65-hour weeks, your true annual figure sits lower than the calm-week number you just entered.
Everything below is calculated from your inputs. Nothing is fetched, nothing is looked up.
paper_hourly = net_income / (paper_hours × weeks)
effective_hourly = net_income / (honest_hours × weeks)
waking_share = honest_hours × weeks / 5,840
5,840 — a waking year: 16 hours × 365 days
The gauge reads your working hours as a share of the waking year. The sustained-load line sits at 40% — a house convention: past it, work is consuming more of your conscious life than everything else combined leaves room to repair. Above 55%, the instrument calls the load heavy outright.
Limitations. The figure is an average across the year, not the value of your next marginal hour. It also says nothing about how the hours feel — a loved 50-hour week and a hated one price the same here and nowhere else.