Compare the money and time economics of a W-2 role with independent freelance work.
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A planning comparison, not a worker-classification determination. Classification depends on actual control and working conditions.
Important: This is a general educational planning tool. It does not create legal rights, make an official determination, or replace a current quote, signed agreement, government instruction, or advice from a qualified professional who knows your facts and jurisdiction.
Primary reference: IRS self-employment tax guidance. Rules, thresholds, rates, and forms can change; verify them before acting.