Incolator
Incolator/Job offers & pay/Freelancer versus Employee Calculator

Freelancer versus Employee Calculator

Compare the money and time economics of a W-2 role with independent freelance work.

FreeNo accountNo data sent
Editable assumptionsU.S. planning toolReviewed August 2026

Your situation

Change any input. The result updates in your browser and is not sent to Incolator.

Your result

What this tool can tell you

A planning comparison, not a worker-classification determination. Classification depends on actual control and working conditions.

Important: This is a general educational planning tool. It does not create legal rights, make an official determination, or replace a current quote, signed agreement, government instruction, or advice from a qualified professional who knows your facts and jurisdiction.

Primary reference: IRS self-employment tax guidance. Rules, thresholds, rates, and forms can change; verify them before acting.