Covered all the same — the price floor is $130 instead of $25.
The seller’s mistake keeps your right open: the clock doesn’t start until the forms arrive.
The honest table — the cooling-off right exists in far fewer places than the folklore says.
The federal Cooling-Off Rule (16 CFR 429): sales pitched at your home, workplace or dorm ($25+), or at the seller’s temporary venue — hotel room, fairground, pop-up ($130+) — cancel by midnight of the third business day after signing. The seller must give two copies of a cancellation form and a dated receipt; skip that, and the window stays open until they do. After you cancel: refund within 10 business days; if they don’t collect the goods within 20 days, they’re yours.
Timeshares: every state grants a rescission window — 3 to 15 calendar days from signing (Florida 10, Nevada 5, California 7, Hawaii 7, South Carolina 5, Missouri 5). The number must be printed in your contract, and the right cannot be waived, whatever the sales rep said.
Sources: 16 CFR Part 429 · FTC on the Cooling-Off Rule · your state’s timeshare act (the contract must cite it).
Business days here exclude weekends but not federal holidays — if a holiday falls inside your window, you have a day more than shown, never less. The rule has exemptions the page flags but can’t adjudicate: real estate, insurance, securities, emergency repairs you requested, and cars sold at temporary lots by dealers with a permanent address. Some states extend the federal rule (longer windows, broader coverage) — this page shows the federal floor.
door / event sale → cancel by midnight of the 3rd business day
($25+ at home · $130+ at temporary venues)
timeshare → your state's window, 3–15 calendar days
online / in store → no automatic right — store policy decides
no forms given → the clock never started; cancel now
after cancelling → refund ≤ 10 business days · pickup ≤ 20 days